Advisory Based Services
ADVISORY BASED SERVICES
FINANCIAL PLANNING & PORTFOLIO ANALYSIS
MONEY GUIDE PRO
- RESEARCH COMPETITIVE PRODUCTS
- DESCRIBE ALTERNATIVES
- RECOMMEND SOLUTIONS
- FACILITATE TRANSACTIONS
- REVIEW ACCOUNT PERFORMANCE
IN-DEPTH ANALYSIS OF SOME OR ALL OF THE FOLLOWING:
- NET WORTH AND CASH FLOW ANALYSIS (BUDGET)
- INVESTMENT STRATEGIES
- ASSET ALLOCATION ANALYSIS
- RISK MANAGEMENT ANALYSIS AND INSURANCE REVIEW
- RETIREMENT PLANNING PROJECTIONS
- SOCIAL SECURITY PLANNING
- ESTATE PLANNING
- EDUCATION PLANNING
- IN-DEPTH PRODUCT/FINANCIAL RESEARCH, ALTERNATIVES AND RECOMMENDATIONS BASED ON ANALYSIS
- WORK WITH YOUR FAMILY MEMBERS AND TEAM OF PROFESSIONALS(I.E. ATTORNEY AND CPA) AS NEEDED AND REQUESTED
- CONSOLIDATE STATEMENTS, CLIENT WEB ACCESS
- PORTFOLIO MANAGEMENT
- AUTO-RE BALANCING
SERVICE FREQUENCY
INITIAL:
- COMPREHENSIVE DATA GATHERING AND REVIEW
- STRATEGY RECOMMENDATIONS AND SOLUTION MEETINGS WITH CLIENT AND TEAM MEMBERS
- PRESENTATION OF CONSOLIDATED WRITTEN FINANCIAL PLAN
ONGOING:
- RECOMMEND TWO TO FOUR SERVICE CONTACTS/YEAR
- PLAN UPDATED AS NEEDED
- UPDATE SUITABILITY PER SEC REQUIREMENTS
COMMISSIONS AND FEES
ADVISORY FEES: SEE BELOW
401(K) QUALIFIED PLAN ADVISEMENT: $600 A YEAR OR % OF ASSETS IN RETIREMENT PLAN
CONSULTATIVE SERVICES: $200 PER HOUR OR YEARLY RETAINER ($1,000 MIN.)
COMMISSIONS: ON POTENTIAL LIFE PRODUCT SALES, HEALTH INSURANCE, LONG-TERM CARE, ANNUITIES, DISABILITY AND COLLEGE FUNDING
ADVISORY FEES: MAY VARY BASED ON HOUSEHOLD
UP TO $100,000 1.50%
NEXT $400,000 1.25%
NEXT $500,000 1.10%
NEXT $1,500,000 1.00%
NEXT $2,500,000 0.75%
ABOVE $5,000,000 0.50%