Broker Check

Advisory Based Services

ADVISORY BASED SERVICES

FINANCIAL PLANNING & PORTFOLIO ANALYSIS

PERSONLIZED FINANCIAL PLAN

  • RESEARCH COMPETITIVE PRODUCTS
  • DESCRIBE ALTERNATIVES
  • RECOMMEND SOLUTIONS
  • FACILITATE TRANSACTIONS
  • REVIEW ACCOUNT PERFORMANCE

IN-DEPTH ANALYSIS OF SOME OR ALL OF THE FOLLOWING:

  • NET WORTH AND CASH FLOW MANAGEMENT (BUDGET)
  • INVESTMENT MANAGEMENT STRATEGIES
  • ASSET ALLOCATION ANALYSIS
  • RISK MANAGEMENT ANALYSIS AND PROTECTION PLANNING
  • RETIREMENT PLANNING PROJECTIONS
  • SOCIAL SECURITY PLANNING
  • ESTATE PLANNING
  • TAX PLANNING
  • EDUCATION PLANNING
  • IN-DEPTH PRODUCT/FINANCIAL RESEARCH, ALTERNATIVES AND RECOMMENDATIONS BASED ON ANALYSIS
  • WORK WITH YOUR FAMILY MEMBERS AND TEAM OF PROFESSIONALS(I.E. ATTORNEY AND CPA) AS NEEDED AND REQUESTED
  • CONSOLIDATE STATEMENTS, CLIENT WEB ACCESS
  • PORTFOLIO MANAGEMENT
  • AUTO-RE BALANCING


FINANICAL PLANNING ACTION STEPS:

DISCOVERY SESSION (45 MINUTES)

  • REVIEW THE PLANNING PROCESS, DISCUSS YOUR GOALS AND FEES ASSOCIATED WITH WORKING TOGETHER. DETERMINE IF WE ARE A GOOD FIT FOR ONE ANOTHER

STRATEGY & SOLUTIONS MEETINGS (WITH CLIENT AND TEAM MEMBERS)

  • REFINE SHORT/LONG TERM GOALS, REVIEW CASH FLOW, REVIEW ASSETS AND LIABILITES

ACTION AND REVIEW SESSIONS

  • PRESENTATION OF CONSOLIDATED WRITTEN FINANCIAL PLAN, IMPLEMENT YOUR CUSTOM PLAN, CONSOLIDATE ACCOUNTS, AND REVIEW PROGRESS

ONGOING:

  • RECOMMEND TWO TO FOUR SERVICE CONTACTS/YEAR
  • PLAN UPDATED AS NEEDED
  • UPDATE SUITABILITY PER SEC REQUIREMENTS

 

COMPENSATION MODEL

ADVICED BASED RELATIONSHIP SERVICES:

  • MONTHLY SUBSCRIPTION(SILVER STARTS AT $100/MONTH) 
  • $200 PER HOUR
  • YEARLY RETAINER ($1,500 MIN.)


401(K) QUALIFIED PLAN ADVISEMENT: $600 A YEAR OR % OF ASSETS IN RETIREMENT PLAN


COMMISSIONS: ON POTENTIAL LIFE PRODUCT SALES, HEALTH INSURANCE, LONG-TERM CARE, ANNUITIES, DISABILITY AND COLLEGE FUNDING

 

ADVISORY FEES: MAY VARY BASED ON HOUSEHOLD

UP TO $500,000                    1.35%

NEXT   $500,000                   1.00%

NEXT   $1,500,000                0.90%

NEXT $2,500,000                  0.80%

ABOVE $5,000,000               0.50%